Affordability (2023)

Our goal is to bring the most promising students to Harvard—period. We've created a financial aid program to help ensure that admitted students can afford their Harvard education. Our financial aid officers will work closely with your family to understand your financial situation, then create a comprehensive financial aid package that accounts for the full cost of attendance.

Once you're admitted, the Financial Aid Committee will assess your family’s financial need and offer you an award to meet it. We determine need based on your family’s income, assets, and overall financial circumstances. You'll never be required to take on loans, and we don't factor in home equity or retirement savings when crafting your aid package. Most importantly, your financial situation will not affect your chances of admission to Harvard College.

We know that each student's financial circumstances are unique. Your financial aid officer will work with you all four years to understand your needs and take the stress out of affording Harvard.

Learn about how aid works

Calculate Your Cost

In just five minutes, you can estimate how much your family will be expected to contribute to your Harvard education.

Harvard costs what your family can afford. We make sure of that.

• For families who earn between $75,000 and $150,000, the expected contribution is between zero and ten percent of your annual income.

If your family's income is less than $75,000, you'll pay nothing.

• Families who earn more than $150,000 may still qualify for financial aid.
• For more than ninety percent of American families, Harvard costs less than a public university.
• All students receive the same aid regardless of nationality or citizenship.

To learn more, check out our financial aid fact sheet or see the breakdown of the full cost of attendance. You can also compare Harvard's cost to that of other schools with the MyinTuition Quick College Cost Estimator.

Calculate your cost

In addition to Harvard's scholarship funds, other types of aid include:

• Student employment
• Optional loans
• Outside awards

Your financial aid officer can help you find these and other types of aid.

Learn about types of aid

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